Making Better Financial Decisions Before It Costs You |

On this episode, financial advisor Mendel Harlig, JD, MSF, founder of Harlig Financials, breaks down why money touches every part of life and how better financial planning can help you make smarter decisions before it becomes costly.

From earning income and spending less than you make, to investing the difference and understanding the power of compound interest, this conversation gives a clear starting point for anyone who wants to build stronger financial habits.

Topics discussed include:

Estate planning — wills, trusts, and why your family should understand the plan
Protecting your income — life insurance and disability insurance
Employer benefits — 401(k) match, ESPP, and workplace advantages
Tax-advantaged accounts — Roth IRA, traditional IRA, and HSA
Compound interest — why starting early can make a major difference over time

This episode is for educational purposes only and is not individualized investment advice.

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